How long can an employee in the UAE delay the payment or subscription to the ILOE (Involuntary Loss of Employment) insurance scheme before being fined, and what is the penalty for missing this deadline?
Employees in the UAE—both Emiratis and expatriates working in the private or federal government sectors—are required to subscribe to the ILOE unemployment insurance scheme. If an individual fails to subscribe or pay the insurance premium for more than 3 months from the due date, they will face a fine of AED 400.
This fine is issued by the Ministry of Human Resources and Emiratisation (MOHRE), and continued non-compliance may result in further penalties, including restrictions on obtaining new work permits or accessing certain government services.