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Ras Al Khaimah family visa 2026 health insurance options and requirements

Ras Al Khaimah Family Visa 2026: What’s New?

Table of Contents

In 2026, Ras Al Khaimah (RAK) continues to follow strict but clear family visa rules for expatriates who wish to sponsor their dependents. Unlike Dubai, Ras Al Khaimah requires housing proof and health insurance, making preparation essential before submitting a family visa application.

Understanding the latest Ras Al Khaimah family visa rules in 2026 can help applicants avoid delays, rejections, and unnecessary expenses.


Who Can Be Sponsored Under RAK Family Visa?

Expat residents holding a valid UAE residence visa in Ras Al Khaimah can sponsor the following family members:

  • Spouse (wife or husband)
  • Children
  • Parents (father and mother)
  • In-laws (father-in-law and mother-in-law)
  • Brother and sister (subject to approval)

Family visas are usually issued for 2 years, aligned with the sponsor’s visa validity.


Salary Requirement for Family Visa in Ras Al Khaimah

To sponsor family members in Ras Al Khaimah, the sponsor must meet the following condition:

  • Minimum salary: AED 4,000 as mentioned in the employment contract

This requirement applies to all dependent categories, including spouse and children.


Tenancy Contract (Ejari) Is Mandatory in RAK

One of the most important rules for Ras Al Khaimah family visa 2026 is the mandatory tenancy contract.

Tenancy Rules

  • Sponsor must have a valid apartment or villa tenancy contract
  • The contract must be under the sponsor’s name
  • Expired tenancy contracts are not accepted

Without a valid tenancy (Ejari), family visa applications in Ras Al Khaimah will not be approved.


Health Insurance Requirement

Health insurance is mandatory for all sponsored family members in Ras Al Khaimah. Applications without valid insurance will be returned or rejected.

Health (Medical) Insurance Plans Required in 2026

For Ras Al Khaimah family visa applications in 2026, health insurance is mandatory for all sponsored family members. Applicants must submit valid medical insurance details during the visa process.

Currently, there are two common insurance options available for family visa purposes:

Option 1: Basic Visa-Only Insurance (AED 320)

  • Cost: Approx. AED 320
  • Purpose: Visa processing only
  • Coverage: No medical expense coverage
  • Suitable for applicants who only need insurance to complete the visa requirement

Option 2: Orient NextCare Insurance (AED 420)

  • Cost: Approx. AED 420
  • Provider: Orient – NextCare Network
  • Coverage: Includes medical expense coverage
  • Recommended for families looking for real health protection along with visa compliance

Applicants are advised to choose the insurance plan based on their healthcare needs. While the basic plan is sufficient for visa approval, the Orient NextCare insurance offers better long-term value and medical security for dependents living in Ras Al Khaimah.


Required Documents for RAK Family Visa 2026

Applicants must prepare the following documents:

  • Sponsor employment contract
  • Sponsor visa copy
  • Sponsor passport copy
  • Emirates ID copy
  • Family member passport copy
  • Passport external cover page
  • Passport-size photograph
  • Attested marriage certificate (for spouse visa)
  • Attested birth certificate (for child visa)
  • Current visa copy (if dependent is inside UAE)
  • Court-issued relationship certificate (for parents)

Average Cost of Family Visa in Ras Al Khaimah

  • Wife dependent visa (outside UAE): Approx. AED 1,900
  • Fees may vary based on insurance, medical tests, and entry status

Special Rule for Pakistani Nationals

For Pakistani nationals applying for family visa in Ras Al Khaimah:

  • Family visa must be stamped from the UAE Embassy in Pakistan
  • This embassy stamping is mandatory for Ras Al Khaimah

Key Difference: Ras Al Khaimah vs Dubai Family Visa

RequirementRas Al KhaimahDubai
Minimum SalaryAED 4,000AED 4,000
Tenancy ContractMandatoryNot Required
Health InsuranceMandatoryNot Mandatory
Embassy Stamping (Pak Nationals)RequiredNot Required

Final Advice Before Applying

The Ras Al Khaimah family visa process in 2026 is straightforward if all requirements are met in advance. Ensuring a valid tenancy contract, health insurance, and properly attested documents will significantly improve approval chances.

Applicants are advised to double-check emirate-specific rules before applying, as Ras Al Khaimah follows stricter guidelines compared to Dubai.

For professional assistance with RAK family visa applications, tenancy contracts, and document attestation, expert support can help ensure a smooth and fast process.

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Harf Admin is your go-to source for expert insights and up-to-date information on business setup, visa services, and documentation processes in the UAE. With a deep understanding of local regulations and a commitment to providing clear, reliable content, Harf Admin ensures that every article offers valuable guidance to entrepreneurs, families, and professionals. Whether you’re looking for tips on company formation or the latest updates on immigration, Harf Admin has you covered with trusted advice.

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