Insurance Services in UAE
Get comprehensive insurance services across all UAE emirates with Harf. We offer reliable coverage options tailored to your needs:
- Health/Medical Insurance: Protect yourself and your family with medical coverage for all health emergencies.
- Vehicle Insurance: Safeguard your vehicle with extensive coverage options, including third-party and comprehensive plans.
- Travel Insurance: Enjoy peace of mind during your travels with coverage for trip cancellations, medical emergencies, and more.
UAE Health Insurance Plans – Comparison Table (2026)
| No. | Insurance Plan | Price (AED) | Maternity | Best For |
|---|---|---|---|---|
| 1 | AFNIC Plan A | 420 | ❌ No | Budget visa insurance |
| 2 | AFNIC Easy Care | 300 | ❌ No | Cheapest visa plan |
| 3 | AFNIC ReMedi | 560 | ❌ No | Better OP coverage |
| 4 | Aafiya ReMedi Plus – Plan A | 420 | ❌ No | Balanced low-cost plan |
| 5 | Orient Dubai Cover | 620 | Limited | Dubai family visa |
| 6 | Orient NEMed-Lite | 420 (cat.) | ✅ Yes | Best low-cost maternity |
| 7 | Orient NEMed (Regular) | 520 | ✅ Yes | Best balanced family plan |
| 8 | Sagar Lifeline | 320 | ❌ No | Lowest cost option |
| 9 | Watania Takaful – Plan 1 | 750 | ✅ Yes* | Takaful + maternity |
| 10 | Watania Takaful – Plan 2 | 890 | ✅ Yes* | Premium family coverage |
Important Notes
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NE = Northern Emirates (Sharjah, Ajman, RAK, UAQ, Fujairah)
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Dubai & Abu Dhabi visas require specific approved plans
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Maternity in Watania plans is restricted to Thumbay Hospital – Ajman
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Newborn cover usually applies 15 days only (Orient plans)
Quick Recommendation Table
| Requirement | Best Plan |
|---|---|
| Cheapest visa insurance | AFNIC Easy Care / Sagar Lifeline |
| Best maternity (budget) | Orient NEMed-Lite |
| Best maternity (premium) | Watania Takaful Plan 2 |
| Best OP + IP balance | Orient NEMed |
| Dubai family visa | Orient Dubai Cover |
| Elderly dependents | Watania Takaful Plan 2 |
For detailed information, required documents, and pricing, contact Harf today!
