Buy Now, Pay Later services like Tabby and Tamara can become more useful over time as your spending limit increases. While there is no guaranteed way to get a higher limit, maintaining a good payment history and responsible usage can help improve your eligibility gradually.
1. Use It for Small and Regular Purchases
Try using Tabby or Tamara for smaller daily or monthly purchases instead of only large transactions. Grocery shopping, food delivery, fashion items, electronics accessories, or regular online shopping are good examples.
Consistent usage with successful repayments shows that you are an active and reliable customer, which may help increase your limit over time.
2. Never Miss the Due Date
Always make sure your installment payments are paid on time. Late payments can negatively affect your future approvals and available credit limits.
Both Tabby and Tamara usually auto-deduct payments from your saved debit or credit card. Before the due date, make sure your account has enough balance to avoid failed deductions or penalties.
3. Pay Early Whenever Possible
If possible, pay your upcoming installments 1 or 2 days before the scheduled due date. Early payments may help build a stronger repayment history and show positive payment behavior.
Users who regularly complete payments early or on time are more likely to maintain better account standing.
4. Avoid Multiple Retry Attempts After Rejection
If a payment gets rejected, avoid trying the same transaction repeatedly within a short period. Multiple failed attempts may affect your approval chances or temporarily reduce your available limit.
Instead, wait for some time and continue using the service normally for smaller purchases. You can try the higher-value purchase again after around 30 days.
Read More: Pay any payment using tabby/tamara
Final Note
Credit limits on Tabby and Tamara are usually calculated automatically based on factors such as payment history, account activity, repayment behavior, and transaction patterns. Responsible usage and timely payments are the safest ways to improve your chances of getting higher limits in the future.
