Tabby offers different card options in the UAE, and the Black Tabby Card and Green Cash Visa Card work in very different ways.

The easiest way to understand the difference is:

• Black Tabby Card: A flexible buy now, pay later card.
• Green Cash Visa Card: A prepaid/cash spending card where you add your own money and earn cashback.

Read More: Convert Your Tabby/Tamara Limit into Cash

Here is a simple breakdown of both cards and how they work.

🖤 Black Tabby Card vs 💚 Green Cash Card

🖤 What Is the Black Tabby Card?

The Black Tabby Card is designed for flexible spending and deferred payments. It can be used online or in physical stores wherever Visa is accepted.

Tabby Card – Official Website

Key Features of the Black Tabby Card

Nothing to pay today

The card allows eligible customers to make purchases without an immediate down payment and manage payment later through Tabby.

Shop anywhere Visa is accepted

You can use the Tabby Card online or in-store wherever Visa is accepted.

Read More: Tips to Increase Tabby Credit Limit

Pay up to 40 days later

Instead of paying for every purchase separately, purchases can be combined into a monthly statement. You can then pay the statement according to the available payment options.

Split purchases after buying

One of the main advantages of the Black Tabby Card is that eligible purchases can be managed through the Tabby app. Depending on eligibility and the available plan, purchases can be split over 4, 6, 8 or 10 months.

No card or annual fees

Tabby states that the card is free to get and free to own, with no annual card fee.

Up to AED 15,000 spending limit

Eligible customers can unlock spending of up to AED 15,000, subject to Tabby’s eligibility and approval.

💰 Cashback with the Black Tabby Card

The Black Tabby Card can also offer cashback.

Eligible users can select 3 categories and earn up to 5% cashback on those selected categories, with cashback of up to AED 200 per month, according to Tabby’s stated card benefits.

For example, selected categories may include everyday spending such as:

• Groceries
• Petrol
• Other eligible categories available in the Tabby app

The exact categories and eligibility can vary.

📱 Other Black Tabby Card Features

The Black Tabby Card can also be added to digital wallets such as:

• Apple Pay
• Samsung Pay
• Google Pay

Users can manage their card through the Tabby app, including tracking purchases and payments, freezing the card and managing security settings.

Read More: Family Visa in Installment Payment

💚 What Is the Green Tabby Cash Visa Card?

The Green Cash Visa Card is different from the Black Tabby Card.

The Cash Visa Card is connected to a Cash account, where you can add your own money and then use the card for purchases.

Tabby Cash Visa Card – Official Website

In simple terms:

Add money → Spend your money → Earn cashback

It is not primarily a buy-now-pay-later card like the Black Tabby Card.

💳 Key Features of the Green Cash Card

Add Money and Spend

The Cash Visa Card comes with a free Cash account. You can add money to the account and use the card for your everyday spending.

Use It Anywhere Visa Is Accepted

The card can be used:

• Online
• In stores
• While travelling abroad
• Anywhere Visa is accepted

Earn Up to 3% Cashback

With the Cash Visa Card, eligible customers can select their top 3 spending categories each month and earn up to 3% cashback on eligible purchases.

Cashback can apply to selected everyday categories and eligible international spending.

Apple Pay

The Cash Visa Card can also be used with Apple Pay, allowing users to make contactless payments using compatible Apple devices.

Track Your Money

The Tabby app allows users to monitor:

• Available balance
• Transfers
• Card activity
• Payments
• Transactions
• Notifications

You can also freeze or replace the card through the app.

Which Tabby Card Is Better for You?

It depends on how you want to use the card.

Choose the 🖤 Black Tabby Card if:

• You want to buy now and pay later.
• You want the option to receive a monthly statement.
• You want to split eligible purchases over several months.
• You want flexibility when shopping online or in stores.
• You want access to Tabby’s BNPL features.

Choose the 💚 Green Cash Visa Card if:

• You prefer spending money you have already added.
• You want a card for everyday spending.
• You want to earn cashback on selected categories.
• You want to use the card locally or internationally.
• You want to keep spending directly linked to your available Cash balance.

Read More: Pay Fines Easily with Installment Payment

Important Difference to Remember

The biggest difference is where the money comes from.

Black Tabby Card:
You make a purchase first and use Tabby’s available payment options to pay later or split eligible purchases.

Green Cash Visa Card:
You add money to your Cash account first and then spend that available balance.

So, if your priority is payment flexibility, the Black Tabby Card may be the more relevant option.

If your priority is everyday spending with cashback using your own funds, the Green Cash Visa Card may be more suitable.

Final Summary

Both cards can be used wherever Visa is accepted, but they serve different purposes.

🖤 Black Tabby Card = Buy now, pay later + flexible payment options + up to 5% cashback on selected categories.

💚 Green Cash Visa Card = Add your own money + spend anywhere Visa is accepted + up to 3% cashback on selected categories.

Before applying or using either card, check the latest eligibility requirements, fees, payment plans and cashback terms directly in the Tabby app or on Tabby’s official website, as these can vary by customer and may change over time.